Car insurance for named drivers with no claims

Your no claims discount will be based on how long you've been a named driver, and how long you've held a full UK licence. And once you've held your own AA policy for a year, you can then protect your no claims discount. Named drivers are good news for policyholders. Remember, when you take out AA car insurance, your named drivers could earn their own no claims discount if they take out an AA policy .  · How it works. The de facto standard is that car insurance companies award no claims discount (NCD) only to the main driver/policyholder. So if a son has been driving on his dad's policy, he will not have any no claims bonus (NCB) when he takes out car insurance for himself, that is, have a policy in his own name.  · A no claims discount or no claims bonus (NCB) is a discount that can be applied to an insurance policy based on the number of consecutive years the policyholder has gone without making any claims. If there are still no claims on your policy, you keep getting a discount. You can build up this bonus for a maximum of 15 www.doorway.ruted Reading Time: 5 mins.

Your no claims bonus (otherwise known as no claims discount) should still build up as normal, providing neither of you have an accident. But if you or your named driver has an accident, it’s likely to affect your bonus. That’s because, regardless of who’s driving, you’ll be making a claim and your insurance provider may need to pay out. Affordable Insurance for Drivers with Zero No-Claims BonusSpecialist insurance for drivers without No-Claims BonusPolicies for drivers with NCB earned as a named driverStart building If you’re a driver with zero No Claims Bonus, whether it’s because you made a claim or are a new driver, we can help you find affordable car insurance. A named driver is a person who is legally allowed to drive the same vehicle as the main driver and whose name has been registered on the car insurance policy for that particular vehicle. The policyholder is the one who will be using the car the most and is regarded as the main driver by the car insurance company.

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